How different are Dutch people compared to other western people when?
I would say most Dutch people are not cheap, but they want to spend their money on a good way, if something is more expensive as expected they wanted to know why that is, you will often see it at supermarket, if someone bought something with bonus an doesnt get it, they will often demand an investigation either the product should be cheaper. Also the Dutch do save a lot of money, indirect by their pensions but also by saving the old fashioned way by just putting it on a savings account. Good example, traditionally the Dutch get their Holiday money in may (about the amount of a monthly salary), but a lot of people directly transfer it to a savings account.